Average mortgage rates up, but won’t affect home purchase season

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Mortgage Rate Locks: How They Work.. Why Get a Mortgage Rate Lock? Whether buying a house or refinancing, people who don’t use a rate lock are at the mercy of mortgage market while it ebbs and flows as the loan is being processed.. you could lose your home if the lender won’t approve you.

The interest rate table below is updated daily, Monday through Friday, to give you the most current purchase rates when choosing a home loan. Use our mortgage calculator to get a customized estimate of your mortgage rate and monthly payment. Contact a Chase Home Lending Advisor when you’re ready to get started. To see our current Mortgage.

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Mortgage rates are dropping to fresh lows. July could provide some of the lowest rates seen in over 2 years. This is the chance mortgage rate shoppers have been waiting for.